Iceland: Nature, Nurture & Adventure is an Iceland travel guide for planning an affordable and culturally enriching trip to Iceland.

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Despite Iceland being an expensive travel destination, there are plenty of ways to save money on your trip. In this episode, I share an excerpt from my Iceland travel guide Iceland: Nature, Nurture & Adventure. Follow along by reading pages 40 to 43. Tips include making the most out of happy hour specials in Reykjavík, why you should avoid using bottles of water (drink from the tap) and how visiting off-season can save you money in Iceland.

About Iceland: Nature, Nurture & Adventure

Iceland: Nature, Nurture & Adventure was the #1 New Release in Iceland & Greenland Travel on Amazon in August and September 2019.

From what to pack to things to do in Iceland, this travel guide shares how to plan an affordable, adventurous, and culturally enriching trip to Iceland.

Written with black women in mind, it also encourages black women and other people of color to visit Iceland and experience Iceland’s incredible landscape, unique foods, and rich culture.

Order my Iceland travel guide here.


Next listen to Episode 29: Tips for Exploring Iceland’s Golden Circle.

Did you enjoy this episode?

Let me know by tagging me on social media, I’m @thethoughtcard on Facebook, Instagram, and Twitter. Looking forward to connecting with you and hearing your thoughts!

Building Wealth and Moving Abroad with Damien Peters Founder of Wealth Noir
Create a wealthy lifestyle where you travel in a way that makes sense with your wealth goals – Damien Peters

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The recording of this episode was sponsored by NEFE at #FinCon19.

Damien Peters is a personal finance nerd and former Facebook Product Manager who started Wealth Noir to help others build wealth and gain financial freedom. He actively invests in stocks and enjoys real estate investing. Damien currently lives in Valencia, Spain with his wife and 2-year-old son.

In this episode we cover:

  • What it means to build wealth and why it is important.
  • Why Damien chose to move to Valencia, Spain with his family.
  • The factors he considered when picking a location to move abroad including healthcare, cost of living, average temperature, political economy, safety, and more.
  • How moving abroad has helped him build wealth.
  • Recommended resources for those thinking about moving abroad and becoming an expat.
Damien Peters Founder of Wealth Noir and Danielle Desir Founder of The Thought Card
Live recording with Damien at FinCon!

Resources Mentioned:

Wealthfront

M1 Finance

Betterment

What is a Robo-Advisor and Why I Love Them

Choosing Your Expat Country

Connect with Damien Peters:

Website: https://www.wealthnoir.com/

Facebook: @wealthnoir

Instagram: @wealthnoir

Instagram (personal): therealmrpeters

Twitter: @wealthnoir

Pinterest: @wealthnoir


If you enjoyed this episode, listen to Episode 12: Emigrating to the USA with Kylie Neuhaus and Episode 22: Moving Abroad after 30 with Frantzces Lys.

Want to visit Iceland? Grab a copy of my Iceland travel guide here!

Season 2 of The Thought Card Podcast
Buckle in, I’m back with Season 2 of the podcast!

Welcome friends! I’m back with Season 2 of The Thought Card Podcast. For this upcoming season, we have some incredible guests lined up and I’ll be detailing my travels as well as my money story. In this episode, I recap my summer and share what I’ve been up to during my four-month podcasting break.

What I’ve been up to lately?

#1 I published my first book, an Iceland travel guide called Iceland: Nature, Nurture & Adventure. In this book, I share how to plan an affordable, adventurous and culturally enriching trip to Iceland. If you’re interested in traveling to Iceland, grab a copy on Amazon!

#2 I’m speaking at a few conferences this Fall including She Podcasts LIVE, DC Podfest and Money on the Mountain Financial Retreat.

#3 I co-hosted Podthon ’19 with the Lee Uehara, Founder of Asian American Podcasters. Podton is a virtual summit for podcasters featuring 18 speakers, bonus episodes, and worksheets. If you’re interested in podcasting, I highly recommend getting the All Access Pass.

#4 During the summer months, I’ve been a featured guest on over 10 podcasts. Check out the full list of podcasts down below.

Danielle’s Summer 2019 Podcast Tour

  1. Make Travel a Financial Priority with Danielle Desir – Money Talk with Tiff
  2. Pay Off Debt While Traveling with Danielle Desir – The Money Exchange
  3. Becoming a Financially Savvy Traveler with Danielle Desir – Worth Listening
  4. Travel Free (almost!) with Danielle Desir of The Thought Card Podcast – Travel Gluten Free
  5. Danielle Desir on How to Become a Financially Savvy Traveler, Budget for Your Travel Goals and How to Use Travel Credit Cards – La Gente Podcast
  6. Meat-Free Barcelona, Picasso Museum, Exploring the Walkable City with Danielle Desir of The Thought Card – Our Food Adventures
  7. Traveling the World, Side Hustling, and Paying Off the Debt with the Amazing Danielle Desir – Side Hustle with Soul
  8. Danielle Desir Founder of The WOC Podcasters Community – Michelle is Money Hungry
  9. Community + Travel with Danielle – The Freelance Friday Podcast
  10. The Financial Travel Guide (@thethoughtcard) with Danielle Desir – Know Debt, No Problem

#5 We spent a week in Orlando visiting Walt Disney World and Universal Studios. I can see why so many people are obsessed with Disney. We loved it and had a wonderful time. I can’t say enough great things about Epcot.

Listen to Episode 36: Our Experience at Disney’s Avatar Flight of Passage

Listen to Episode 37: Disney vs. Universal Studios

#6 What’s new for the podcast? Moving forward, each season will have 10 to 12 episodes. Episodes will continue to be a mix of solo episodes as well as interviews with inspiring guests who have interesting money stories.

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It’s all about the experience – Nadeen White

Travel blogger by day and Physician by night, Nadeen White is an award-winning travel and lifestyle blogger, and Amazon bestselling author. Her affordable luxury travel blog The Sophisticated Life focuses on affordable luxury travel, destination guides, culinary travel and wine. In this episode we chat about how to afford more luxurious travel experiences.

A special thank you to Kenny Lee Young for the outro featured on this episode. Kenny Lee Young is a singer-songwriter out of Colorado and his music can be found at www.kennyleeyoung.com.

In this episode we cover:

  • The common misconceptions about luxury travel
  • How we can travel more luxuriously on a budget
  • Tips for picking the best food experiences while traveling
  • How Nadeen balances her career, blogging and traveling

Resources Mentioned

Travel Guides To Your Favorite Travel Destinations by Nadeen White

USA Wine Guides for Travelers by Nadeen White

Nadeen White from The Sophisticated Life cruising to the Bahamas.
Nadeen cruising to the Bahamas!

Connect with Nadeen White

Website: https://thesophisticatedlife.com

Facebook: @thesophisticatedlife

Instagram: @thesophislife

Twitter: @thesophislife

Pinterest: @thesophislife


If you enjoyed this episode, listen to Episode 30 about how to get started travel hacking with Cody Berman from Fly to FI.

Did you enjoy this episode? Join my Financially Savvy Travelers tribe on Facebook! This is where I offer up more money tips and travel advice and share life updates like where I’m traveling to next!

Cody Berman of Fly to FI Travel Hacking

Learn how to optimize your finances by taking advantage of credit card travel rewards!

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In this episode, Cody Berman shares how you can optimize your finances and take advantage of travel hacking to travel inexpensively. He shares simple tips for signing up for your first travel rewards credit card and the important things to watch out for.

Cody Berman is a 20-something year old entrepreneur on the road to financial independence.

At the age of 22, he quit his corporate banking job to pursue entrepreneurship full time. He is passionate about designing a life that you love while simultaneously dominating your finances.

In this episode we cover:

  • The best starter credit cards for travel hacking beginners
  • The Capital One Venture credit card benefits we love:
    • 2x miles on every dollar
    • Earn 10x miles at Hotels.com
    • $0 intro for the first year and $95 after that
    • $100 credit for Global Entry or TSA Precheck
    • No foreign transaction fees
    • Points easy to redeem
  • What happens when you don’t meet the minimum spend
  • Some ways to help you meet the minimum spend
    • Prepay bills
    • Get an authorized user
  • Tips for getting the best redemptions when using points and miles

What is travel hacking?

Travel hacking is when you take advantage of credit card rewards to travel inexpensively or free.

The most common way to travel hack is to take advantage of credit card sign up bonuses. For example, when you sign up for a new credit card and spend $3,000 in three months, you get 50,000 points which is equivalent to $500 in free travel.

Which credit card do you recommend for tracking having newbies?

Cody Berman

My favorite credit card for someone just getting started is the Capital One Venture credit card.

The sign-up bonus might change but with the Capital One Venture credit card, you earn 75,000 points when you spend $5,000 within the first three months of opening the card.

At $0.01 per point, that means you get $750 in travel credit.

With that travel credit, you can wipe out anything coded as “travel”. This includes Airbnb stays, Uber rides, car rentals, airfare, hotel stays and more.

Resources Mentioned:

Award Hacker – Free tool to help search for the best award flights.

Airbnb – Book unique homes and experiences around the world.

How to Use the Capital One Venture for Travel Rewards – Fly to FI

Connect with Cody Berman

Website: https://flytofi.com

Podcast: The FI Show

Facebook: @flytofi

Twitter: @flytofi

If you loved this episode, you’ll also enjoy this points and miles episode with Brandon Neth.


A big thank you to our sponsors!

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Tips for visiting the Iceland Golden Circle

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Discover what we love about Iceland!

It’s no secret that Iceland is one of my favorite travel destinations. I’ve been fortunate enough to visit Iceland three times and as I wrap up writing my first book, an Iceland travel guide for adventure seekers, I figured I would share some quick tips for visiting Iceland on the podcast.

In this episode, my best friend and I share our thoughts on visiting Iceland for the first time (Sosa) and third time (me). We also recap touring Iceland’s Golden Circle. The Golden Circle is one of the most popular routes in Southern Iceland. Don’t miss the must-see attractions like Þingvellir (Thingvellir) National Park – where the American and Eurasian tectonic plates are shifting apart and the roaring Gullfoss waterfall.

Ready to plan your epic trip to the Land of Fire & Ice? Grab a copy of my Iceland travel guide – Iceland: Nature, Nurture & Adventure available on Amazon now!

In this episode we cover:

  • Iceland’s unpredictable weather
  • Things to do in Iceland
  • Benefits of going on bus tours in Iceland
  • Things to see on the Golden Circle
    • Þingvellir National Park, a UNESCO World Heritage Site
    • Efstidalur 2 (farm) for homemade Icelandic ice cream
    • Feed Icelandic horses
    • Geysir
    • Gullfoss
Gullfoss Waterfall in Iceland.

Why go on bus tours instead of renting a car in Iceland?

I know a lot of people recommend renting a car in Iceland but honestly, I don’t feel like you have to if you don’t want to.

During my three trips to Iceland, I never rented a car. I’ve only done bus tours.

Each bus tour is dynamic – you learn about the Icelandic culture, the people and the unique things about the region you’re visiting.

On bus tours you also don’t have worry about navigating the roads. The roads in Iceland are really narrow, so narrow that if a tour bus is coming at you, you have to go off the road to let the bus pass. Driving in Iceland could be quite dangerous so take the necessary precautions.

Lastly, bus tours are economical. We got so much value out of our group tours. For the Golden Circle Tour, we boarded the bus at 11:30 a.m. and didn’t get back until 7:30 p.m.

We had a full day of sightseeing!

Natural Icelandic ice cream with a view.

Where to book your Golden Circle Tour?

We booked our guided Golden Circle Tour with Reykjavik Sightseeing.

Our classic tour cost 6,990 ISK or $60 USD per person.

You can also book a Golden Circle Tour with Guide to Iceland or any reputable guided tour company in Iceland.



A special thank you to our sponsor!

Awesome Maps

Do you love keeping track of all the places you’ve been?

Awesome Maps offers a wide variety of stylish and informative maps that inspire you to discover new places and create new memories around the world, from travel journal maps that you can take with you on the road to design pieces for your home. Each map is hand illustrated by designers with a passion for illustrating and drawing.

Use the promo code “THOUGHTCARD” to get 10% off your order today.

Tips for visiting Curacao on a budget

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Tips for an affordable Caribbean getaway to Curaçao!

Curaçao is a Dutch Caribbean island only 40 miles from Venezuela. Known for its colorful capital, voluptuous ChiChi souvenirs, blend of cultures and picturesque beaches, Curaçao is the perfect destination for those seeking culture, delicious food, and relaxation. Curaçao has been on my travel wish list for a while and I’m so excited to share that I finally got a chance to visit. In this episode, I recap my trip to Curaçao and share tips for planning an affordable Curaçao vacation.

In this episode we cover:

  • Where to stay in Willemstad, Curaçao
  • Languages spoken in Curaçao
  • Things to do in Curaçao
  • Ways to save money on your trip
  • Tipping culture in Curaçao

Why travel during Spring?

Spring is one of my favorite times to travel.

Not only do you get to enjoy the warm weather but if you travel before and after the Spring Break crowds, you will likely find good travel deals.

My favorite times to travel are between April and May.

How much did my flights cost to Curaçao?

Flying with JetBlue was the most affordable way to fly from New York City to Curaçao.

I used my JetBlue TrueBlue points to redeem a round-trip flight from New York City to Curaçao for $65 USD (taxes and fees only).

What languages are spoken in Curaçao?

Curacaons speak several languages including:

  • Papiamento (Creole language) – spoken more than written
  • Dutch – official language spoken in Curaçao
  • English
  • Spanish

What currency to use in Curaçao?

The Netherlands Antillean Guilder (NAFI) is the national currency of Curaçao.

You can also use US Dollars.

If you’re coming from the U.S., there is no need to exchange your money, just bring some cash with you.

Major credit cards are also accepted widely accepted on the island.

Should I tip in Curaçao?

Yes, absolutely!

Tips are greatly appreciated in Curaçao.

It’s customary to tip taxi drivers and restaurant waitstaff 10%.

Be mindful that some places include a “service charge” in your bill which is equivalent to a tip.

Tips for saving money in Curaçao

  • Bring cash with you to avoid ATM fees (credit cards are widely accepted in Curaçao)
  • Stay at a centrally-located hotel like Curacao Suites Hotel which offers free breakfast and free parking
  • Rent a car only if you want to explore outside the city center – Willemstad is a walkable city
  • Buses (9-person vans) cost $2 USD cash

Overall I had a wonderful time exploring Willemstad and I hope that you will consider visiting Curaçao sometime soon!

Want to explore more of the Caribbean?

Listen to Episode 26 for travel tips to Cuba and Episode 10 for travel tips to Puerto Rico.


Thanks to our sponsors!

Awesome Maps

Hey financially savvy travelers, do you love keeping track of all the places you’ve been?

Well, Awesome Maps offers a wide variety of stylish and informative maps that inspire you to discover new places and create new memories around the world, from travel journal maps that you can take with you on the road to design pieces for your home. Each map is hand illustrated by designers with a passion for illustrating and drawing.

Use the promo code “THOUGHTCARD” to get 10% off your order.