Cody Berman of Fly to FI Travel Hacking

Learn how to optimize your finances by taking advantage of credit card travel rewards!

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In this episode, Cody Berman shares how you can optimize your finances and take advantage of travel hacking to travel inexpensively. He shares simple tips for signing up for your first travel rewards credit card and the important things to watch out for.

Cody Berman is a 20-something year old entrepreneur on the road to financial independence.

At the age of 22, he quit his corporate banking job to pursue entrepreneurship full time. He is passionate about designing a life that you love while simultaneously dominating your finances.

In this episode we cover:

  • The best starter credit cards for travel hacking beginners
  • The Capital One Venture credit card benefits we love:
    • 2x miles on every dollar
    • Earn 10x miles at
    • $0 intro for the first year and $95 after that
    • $100 credit for Global Entry or TSA Precheck
    • No foreign transaction fees
    • Points easy to redeem
  • What happens when you don’t meet the minimum spend
  • Some ways to help you meet the minimum spend
    • Prepay bills
    • Get an authorized user
  • Tips for getting the best redemptions when using points and miles

What is travel hacking?

Travel hacking is when you take advantage of credit card rewards to travel inexpensively or free.

The most common way to travel hack is to take advantage of credit card sign up bonuses. For example, when you sign up for a new credit card and spend $3,000 in three months, you get 50,000 points which is equivalent to $500 in free travel.

Which credit card do you recommend for tracking having newbies?

Cody Berman

My favorite credit card for someone just getting started is the Capital One Venture credit card.

The sign-up bonus might change but with the Capital One Venture credit card, you earn 75,000 points when you spend $5,000 within the first three months of opening the card.

At $0.01 per point, that means you get $750 in travel credit.

With that travel credit, you can wipe out anything coded as “travel”. This includes Airbnb stays, Uber rides, car rentals, airfare, hotel stays and more.

Resources Mentioned:

Award Hacker – Free tool to help search for the best award flights.

Airbnb – Book unique homes and experiences around the world.

How to Use the Capital One Venture for Travel Rewards – Fly to FI

Connect with Cody Berman


Podcast: The FI Show

Facebook: @flytofi

Twitter: @flytofi

If you loved this episode, you’ll also enjoy this points and miles episode with Brandon Neth.

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Brandon Neth from is an entrepreneur, real estate investor and travel enthusiast.
How to take advantage of points and miles, side hustles, and leverage real estate to build wealth.

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Brandon Neth left the U.S. for the first time in 2008 destined to teach English in Thailand. Him and his wife left with only $3,500 to their name. Twenty-two months later they returned home addicted to travel.

During their time abroad, Brandon taught English in China and India and worked in Australia for a year where he made some serious cash. Knowing he wanted to continue his nomadic lifestyle, Brandon tried a little bit of everything, however, when he discovered points and miles, it all came together.

Combining entrepreneurship, side hustles, investing and real estate, Brandon continues his nomadic lifestyle by diversifying his income streams.

Sixty-four countries later, Brandon and his wife travel six months out of the year. In addition to owning several real estate properties, Brandon works at, a personal finance site that provides valuable and entertaining content about personal finance and travel. 

In this episode we chat about:

  • Why using credit cards is a good idea if you want to travel more
  • Brandon’s favorite credit cards for travel rewards
  • What to look out for when getting a new credit card
  • How Brandon saved $100,000 working in Austraulia on the working holiday visa
  • Examples of side hustles that work
  • What digital nomads should look for when picking to live in a new destination including: internet speed, friendly locals, affordable standards of living, easy local laws and delicious food.
  • How to get started house hacking and leveraging real estate
  • Investing in ETFs and index funds

Resources Mentioned

Connect with Brandon Neth:


Instagram: @financebuzztravel

Pinterest: @financebuzzoffical

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Interested in sharpening your budgeting skills?

Join us over at Back to Budgeting Basics, the course where I teach you how to create a budget that helps you save money every month!