How to become a freelance writer with Lauren Gariepy

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Laura Gariepy is the founder of Every Day By The Lake, a written content creation company that serves busy business owners. Through her done-for-you program, she collaborates with her clients to create high-quality blog posts, newsletters, and website copy. Laura is a regular contributor to LendingTree and Student Loan Hero. She’s also been featured in CNBC, Acorns, and Fox Business.

In this episode, Laura Gariepy shares how she saved a year’s worth of expenses, why she decided to pivot away from the FIRE movement, and how she started a new career as a freelance writer. This episode is perfect for anyone who is thinking about lifestyle redesign. Learn how Laura is working around her life instead of living around her work.

In this episode we cover:

  1. How Laura financially prepared to become a freelance writer.
  2. How to come up with the freelance services you offer.
  3. A la carte freelance work vs. creating custom packages.
  4. Ways to build your freelance business without pitching potential clients.
  5. How blogging, vlogging, or podcasting on a regular basis can help to grow your freelance business.

Resources Mentioned

Earn More Writing Course

Build Your Freelance Business Without Cold Pitching

What’s Your Freelancing IQ Quiz

Connect With Laura Gariepy:


Twitter: @everydaylake

Want to hear Laura’s advice for wowing your clients? Listen to this bonus episode by joining The Thought Card Membership!

Start saving more consistently by using Digit. Get $5 by using my referral link here.

Next Listen To:

Episode 20 – Crafting A Freelance Writing Career with Terri Huggins Hart

Episode 52 – Leveraging Travel To Become a Content Creator With Christopher Mitchell

How to manage your time as a content creator when you have a full-time job.

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Do you have a full-time job and a side hustle where you create content online as a blogger, podcaster or YouTuber? After blogging for the last five years, I’ve learned a thing or three about time management. In this episode, learn seven ways to better manage your time as a content creator with a full-time job.  

In this episode we cover these tips:

  • Make a short list of tasks you want to get done in your business the night before.
  • Work out at lunch to save time.
  • Wake up early and get work done.
  • Produce one new piece of content a week and more!

After this episode, listen to Episode 43: Side Hustling and Earning Outside of Your Nine to Five with Dielle Charon

Get access to my free resource library for free checklists, spreadsheets, guides, book chapters, podcasts and more!

Brittnay Sharman is an Autraulian professional house sitter.

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Brittnay Sharman is a professional house sitter from Australia. She is one half of The Travelling House Sitters, a travel blog that shares everything you need to know about house and pet sitting. Together with her partner Jayden, they have looked after 35 homes and 65 animals in 13 countries. They have over 21 house sits under their belt. In this episode, learn how house sitting has afforded Brittnay the opportunity to explore the world while keeping costs low. Brittnay and Jayden have house sat in New Zealand, Australia, Italy, France, Montenegro, Malaysia, Thailand and the U.K.

Read more about how she saved 5,000 € house sitting in Ireland.

Learn how to travel the world while saving money with Brittnay’s course How to Become a House Sitter. This course has all sorts of resources such as all the application templates they use, interview prep questions, tips for building the most appealing profile to homeowners as well as the best platforms to use in different countries.

In this episode we cover:

  • How Brittnay Sharman got started house sitting.
  • What is expected of a house sitter.
  • Benefits and perks of becoming a house sitter.
  • Why the holidays (Christmas and New Years) is a good time to book house sits.
  • Countries with the most house sitting opportunities.
  • How Brittnay saved $60,000 traveling the world as a professional house sitter.

Resources Mentioned:

Brittnay Sharman is a professional house sitter and the founder of The Travelling Housesitters .
Brittnay exploring Altona Beach, Australia.

Connect with Brittnay Sharman:


Course: How to Become a House Sitter

Facebook: @thetravellinghousesitters

Facebook Group: The Traveling House Sitters Group

Instagram: @thetravellinghousesitters

Twitter: @travelhousesit

If you enjoyed this episode, listen to Episode 49 where we chat with Stephanie Perry about taking an adult gap year.

Christopher Mitchell is a travel writer, podcaster and podcaster from Toronto.

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Christopher Mitchell is a Canadian travel writer, photographer and podcaster who has traveled to over 80 countries and five continents. He has lived in Norway, South Korea and most recently Turkey for three years. He now calls Toronto home. He also co-hosts the podcast Rick Steves Over Brunch with Stephanie Craig where they discuss the recent episodes of the classic TV show, Rick Steves Europe.

Christopher Mitchell is the author of “A Local Travel Writer’s Guide to Toronto” an insider’s travel guide to visiting Toronto, Canada. This book covers restaurants, nightlife, attractions, events and more.

In this episode Christopher shares with us how he’s made a career out of his passion for travel. He also shares tips for getting started as a content creator and how to leverage your travels to build wealth. He encourages us to see travel as an investment – an opportunity for professional and personal development.

In this episode we cover:

  • How living in Turkey for three years set him up for financial success.
  • The advantages of basing yourself near a travel hub.
  • Tips for becoming a content creator.
  • Common ways to make money as a travel blogger.
  • How to grow your skills and leverage your expertise traveling.

Resources Mentioned

Grab Christopher’s eBook “A Local Travel Writer’s Guide to Toronto” for 30% off using the discount code “THOUGHTCARD”.

Connect with Christopher Mitchell


Ontario Blog:

Facebook: @travelingmitch

Toronto Bloggers Collective Facebook group

Instagram: @travelingmitch

Twitter: @travelingmitch

Get the best international flight deals sent to your inbox by signing up for Thrifty Traveler Premium.

Start saving your spare change with Digit and get $5 by using my referral link.

Listen to these episodes next:

Building Wealth and Moving Abroad with Damien Peters

Moving Abroad After 30 with Frantzces Lys

Affording Luxury Travel with Nadeen White

Tips for New Authors

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In this episode, I share the behind-the-scenes of my book writing process and the important lessons I’ve learned as a new author. From working with a small publishing house to self-publishing my second book, listen to this honest conversation where I share tips for new authors and some of the strategies that have helped me become a better writer and sell more books.

What I’ve Learned After Writing Two Books

In this episode we cover:

  1. Overcoming limiting beliefs.
    • If you are a content creator (blogger, podcaster or YouTuber) you have all the skills you need to get started writing your first book. Do not discount all the work you’ve done as a content creator.
  2. Set a realistic date for when you want to start writing.
  3. Create an outline and stick to it.
  4. Get feedback from beta readers who read your first draft.
  5. Get your audience involved in the book writing and pre-selling process.
  6. Hire an editor to proofread your book.
  7. Other helpful tips for aspiring writers.
How to save for travel?

Resources Mentioned:

Iceland: Nature, Nurture & Adventures is my first published book. This Iceland travel guide shares how to plan an affordable, adventurous and culturally enriching trip.

Read more about my Iceland travel guide here.

Affording Travel is my second published book. This book shares the money-saving strategies that I’ve used to travel to over 27 countries and 4 continents. This is the book I wish I had when I thought that I couldn’t afford to travel especially in college.

Read more about the Affording Travel book here.

Want to write your first book but unsure where to start? Download my book planning worksheets to help you brainstorm the 5 essential questions to ask yourself before getting started. Get access to 3 worksheets and a tutorial video.

Make Money With eBooks Self-Study: Learn how to sell your published book and make passive income as a published author with Michelle Jackson. Complete this course at your own pace.

I also recommend listening to this extended interview on The Offbeat Life Podcast to learn how Kay became a self-published author

Listen to this episode where Terri Huggins shares tips for becoming a freelance writer.

What other tips for new authors would you add to this list?

Stephanie Perry of

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At the age of 41, Stephanie Perry quit her job as a hospital pharmacy technician to take a one year trip to travel on her savings. During her adult gap year, she traveled to 12 countries. Now she house sits around the world and shows other travel lovers how to take a career break on a budget.

Stephanie Perry is an advocate for taking extended time off of work to travel and she believes in pursuing your personal goals while you’re in your prime, not in retirement. In this episode, Stephanie reminds us that we’re never too old to take a gap year and it’s possible to see the world on less than what it costs to stay home.

If you see house sitting in your future, Stephanie can help you get your first booking. Sign up for House Sitter School and learn how to get FREE accommodation when you travel by becoming a house sitter.

Also, learn how to save for travel without sacrificing your other financial goals with my new book Affording Travel.

In this episode we cover:

  • Why Stephanie decided to take a year off to travel the world.
  • How she planned her grownup gap year.
  • How she saved $14,000 in 15 months for her adult gap year.
  • Tips for keeping track of your daily travel budget.
  • How to find short-term rentals and lodging options for long-term travel.

Resources Mentioned

Connect with Stephanie Perry


YouTube: Stephanie Perry

Facebook: @vaycarious

Instagram: @vaycarious

Twitter: @vaycarious

Learn how to get FREE accommodation when you travel by becoming a house sitter with Stephanie’s free Masterclass House Sitter School.

If you sign up with Trusted Housesitters today, you could have a free place to stay for your next vacation!

If you enjoyed this episode listen to these next:

Moving Abroad to Spain with Damien Peters

Traveling as a Single Parent with Your Child with Daniela Gibs

Moving Abroad After 30 With Frantzces Lys

Dielle Charon started a coaching business and matched her corporate salary in three months.

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Dielle Charon is a Side Hustle Success Coach and the host of School of Ambition Podcast. In three months she matched her corporate monthly salary with her coaching business. Dielle helps passionate side hustlers consistently sign clients in their coaching and service based businesses. In this episode she shares how to start a purposeful and profitable side hustle outside your nine to five. This episode was recorded live at She Podcasts LIVE in Atlanta.

In this episode we cover:

  • Why Dielle started a side hustle.
  • Side hustles ideas.
  • Why start a service-based business.
  • How she’s used her side hustle to pay off student loan debt.
  • Time management tips and how to get more done.
  • Resources to sharpen your skills including attending live events, hiring coaches etc.

Resources Mentioned

Traveling the world, side hustling, and paying off debt with Danielle Desir – Side Hustle with Soul Podcast with Dielle Charon

She Podcast LIVE

Connect with Dielle Charon


School of Ambition Podcast: Apple Podcast and Sticher

Instagram: @diellecharon

If you enjoyed this episode, check out these:

Looking to make more money in the next year? Become an author and start selling eBooks with the Make Money with Ebooks course.

Sign up for Digit and get $5 towards your saving goals today! 

Curious about visiting Iceland? Read my latest book an Iceland travel guide for planning an affordable and adventurous trip to Iceland.

Freelance Writing with Terri Huggins

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Terri Huggins Hart is a freelance writer by day, a Zumba instructor, and enthused pole dancer. Her work can be found in Redbook, The Frisky, Dance Magazine, Huffington Post, Bridal Guide and more. When she’s not writing, dancing or helping people find joy, Terri can be found volunteering for a cause dear to her heart and finding new ways to aggressively beat down debt.

In this episode, Terri teaches us how to get started in freelance writing. She shows us that not only can freelance writing be a fulfilling career but it can also be a lucrative side gig too!SaveSave

In this episode we cover:

  • What is a freelance writer?
  • The day in the life of a freelance writer (and new mom)
  • The difference between a freelance journalist and freelance writer/blogger
  • Tips for getting started as a freelance writer
    • Start a blog
    • Start pitching editors
    • Never give up – consistency and patience is key
  • What to include in a pitch to an editor
  • Does having a degree in journalism really matter?

Resources Mentioned:

Connect with Terri Huggins Hart


Instagram: @terrificwords

Twitter: @terrificwords

See you back here for episode 21 where we chat about setting financial goals.

New to the podcast? Learn what The Thought Card is all about by listening to Episode 1.

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Don’t forget new episodes drop every other Thursday.

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  1. Head to your favorite podcast player.
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Ogechi the founder of One Savvy Dollar Talks Tuition Reimbursement Programs

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Ogechi Igbokwe understands how student loan debt can wreak havoc on our lives. How it robs us of our peace of mind and the ability to pursue our goals like buy a house, travel, get married or start a family.

Ogechi is a certified financial educator and founder of One Savvy Dollar.

One Savvy Dollar is a personal finance website that helps people find companies that offer tuition reimbursements and empowers them to save more, pay down debt, increase their net worth and build wealth. As a money expert, she helps people make money moves today that their future self will thank them for. She’s been featured on sites like Nerdwallet, Clever Girl Finance and more, and I’m so excited to chat with her about her debt repayment journey!

In this episode, Ogechi shares her debt repayment story and how she’s helping recent grads get a leg up in life by taking advantage of tuition reimbursement programs through their employers.

Tuition reimbursement programs are important because they help you reduce your student loans and you get paid to work and earn your degree at the same time!

“To be savvy is to be knowledgeable and smart about your life.” – Ogechi

In this episode we talk about:

  • What motivated Ogechi to pay off her student loan debt
  • How she paid off $26,000 of student loan debt in 3 years
  • What are employer-sponsored tuition reimbursement programs?
  • How to figure out if your company offers tuition reimbursement
  • Other options to consider if your employer doesn’t offer a tuition reimbursement program
  • Industries offering employees tuition reimbursement benefits 
    • Healthcare
    • Technology
    • Education
    • Financial
    • Oil & Gas
    • Airlines
    • Manufacturing and more

Connect with Ogechi


Facebook Group:

Instagram: @onesavvydollar

Thanks so much for listening, if you enjoyed this show, share it with a friend on Facebook!

To listen to more episodes of The Thought Card don’t forget to find us on your favorite podcast player – Apple Podcasts (iTunes), Google Podcasts, Spotify and Stitcher and leave us a thoughtful review or send us a voicemail with suggestions for an upcoming episode.

Also join our community over on Facebook – Financially Savvy Travelers!

The Thought Card - Check your paychecks

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In today’s mini episode, we talk about the important lessons that I learned from not checking my pay stubs. Yet, I bet that I’m not alone in this. Many people don’t check their paychecks often enough. But what happens when something goes wrong and there’s an error that may actually affect your pay? I share my mistake story and why I now take a few minutes to make sure everything is accurate on my paychecks.

Want to listen to more episodes of The Thought Card?

Listen to Teaching English in China and Living Abroad with Richelle Gamlam. In this episode, Richelle shares tips for teaching English in China and lots more about living abroad in Asia.



Meet the Host – Danielle Desir

My name is Danielle Desir, and I believe that when we make informed financial decisions, we can go very far. As a financially savvy traveler, I also believe that anyone can afford to travel, and this podcast shares the tools and resources, secrets and stories of how travelers from around the world are making smart money decisions to afford to travel more, pay off debt and amass wealth.

Read more about me here.